Welcome to Lumina Club SJC

Last Updated: January 5, 2025
Lumina Veil Inc. ("we," "our," or "us") operates the website https://luminaclub.io (the "Site") and the associated Lumina Club service (collectively, the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our Service.
By accessing or using the Service, you agree to the terms of this Privacy Policy. If you do not agree with the practices described herein, please do not use the Service.

Information We Collect
We collect several types of information from and about users of our Service:
Personal Identifiers: Your name, email address, and telephone number that you provide when creating an account, subscribing, or contacting us.
Commercial Information: Records of products or services purchased, obtained, or considered, including your subscription status and payment history. Payment card details are collected directly by our third-party payment processor, Stripe, and are not stored on our servers.
Internet or Network Activity: Your IP address, browser type, operating system, and information about your interaction with the Service, such as pages visited and the videos or lessons you have viewed and completed ("Viewing History").
Inferences: We may derive inferences from the above information to create a profile about your preferences and progress within the Service.

How We Collect Information
Directly From You: When you register, subscribe, complete forms, or communicate with us.
Automatically: As you navigate the Site, we automatically collect certain data (like IP address and browsing actions) using cookies and similar technologies.
From Third Parties: We receive information from service providers like Stripe (payment processing) and analytics providers.
How We Use Your Information

We use the information we collect for the following business purposes:
To provide, operate, and maintain the Service.
To process your transactions and manage your subscription.
To track and communicate your progress (e.g., completed lessons) within the Service.
To send you administrative notifications, service-related emails, and (with your consent) marketing communications.
To analyze traffic, usage trends, and improve the functionality and content of the Service.
To comply with legal obligations and protect our rights.
Disclosure of Your Information

We may share your information in the following situations:
Service Providers: With trusted vendors who perform services for us, such as payment processing (Stripe), email delivery, SMS services, data analysis, and hosting. These parties are contractually obligated to use your data only to provide these services.
Legal Requirements: If required to do so by law or in response to valid legal process.
Business Transfers: In connection with a merger, sale of company assets, financing, or acquisition of all or a portion of our business.
With Your Consent: For any other purpose disclosed by us when you provide the information, with your consent.
We do not sell or share your personal information for cross-context behavioral advertising.

Data Retention
We retain your personal information only for as long as is necessary for the purposes set out in this Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. Specifically:

Customer account data is retained for 3 years following your last purchase or interaction.
Website access logs are retained for 1 year.

Children's Privacy
Our Service is not directed to individuals under the age of 16. We do not knowingly collect personal information from children under 16. If you are under 16, you may not use the Service. By registering for the Service, you represent that you are at least 16 years of age. We employ an age-gate mechanism requiring users to confirm they are 16 or older.

Your Rights and Choices
Depending on your location, you may have certain rights regarding your personal information, which may include:
Right to Access: You can request access to the personal information we hold about you.
Right to Deletion: You can request that we delete your personal information and account.
Right to Opt-Out of Marketing: You can unsubscribe from our promotional emails via the link in the email or by contacting us.
To exercise your rights, please contact us at privacy@luminaclub.io. We will respond to your request in accordance with applicable law.

Data Security
We implement appropriate technical and organizational measures designed to protect your personal information. These include using SSL (Secure Sockets Layer) encryption for data transmission and access controls for our data storage servers. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

International Data Transfers
Our business is based in the United States. Your information is processed in the U.S. Please be aware that we may also transfer and process data in other countries, including the United Arab Emirates (Dubai), where our service providers may be located. Where such transfers occur, we rely on approved data transfer mechanisms, such as standard contractual clauses, to ensure an adequate level of protection for your data.

Cookies and Tracking Technologies
We use limited cookies and similar technologies primarily to collect your IP address for essential functions and traffic analysis (analytics). You can set your browser to refuse all or some browser cookies, but this may affect your ability to use parts of the Service.

Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. If you continue to use the Service after the updated policy is posted, you will be deemed to have accepted the changes. If required by law, we will seek your consent for material changes.

Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Lumina Veil Inc.
1013 Centre Rd. Suite 403-A
Wilmington, DE 19805
County of New Castle
Email: privacy@luminaclub.io .

PRIVACY POLICY

By Using Our Site You Accept These Terms and Conditions

Please read these Terms and Conditions carefully and ensure that you understand them before using Our Site. These Terms and Conditions, together with any other documents referred to herein, govern your use of this website, https://luminaveilinc.com ("Our Site"). It is recommended that you print a copy of these Terms and Conditions for your records.

Last updated: January 5, 2025.

Your agreement to comply with these Terms and Conditions is indicated by your use of Our Site. If you do not agree, you must stop using Our Site immediately.

Definitions and Interpretation

In these Terms and Conditions, unless the context requires otherwise, the following expressions have the following meanings:
"Content" means any and all text, images, audio, video, scripts, code, software, databases, or other information capable of being stored on a computer that appears on or forms part of Our Site.
"We/Us/Our" means Lumina Veil Inc.

Information About Us

Our Site is operated by Lumina Veil Inc., a corporation incorporated in the State of Delaware, USA. Our principal business address is: 1013 Centre Rd., Suite 403-A, Wilmington, DE 19805, County of New Castle.

How to Contact Us

To contact Us, please email info@luminaveilinc.com or call +1 423-313-2632.

Access to Our Site

Access to Our Site is free of charge.
You are responsible for making the arrangements necessary to access Our Site.
Access is provided on an "as is" and "as available" basis. We may suspend or discontinue Our Site (or any part of it) at any time and do not guarantee uninterrupted access.

Changes to Our Site

We may update or modify Our Site (or any part of it) at any time.

Changes to these Terms and Conditions

We may alter these Terms and Conditions at any time. Details of changes will be highlighted at the top of this page. Your continued use of Our Site constitutes acceptance of the revised Terms.
If any part of the current version conflicts with a previous version, the current version prevails unless explicitly stated otherwise.

International Users

Our Site is intended for users in the United States. We do not warrant or represent that Our Site or its Content is available or suitable for use in other locations.

How You May Use Our Site and Content (Intellectual Property Rights)

All Content on Our Site, including copyright and other intellectual property rights, belongs to or is licensed by Us, unless stated otherwise.
You may access, view, and use Our Site in a web browser.
You may print one copy or download extracts of any page(s) for personal, non-commercial use only.
Printed or downloaded extracts must not be modified. Content downloaded from Our Site must not be used separately from accompanying text.
Our status as owner or author of Content must always be acknowledged.
You may not use any Content for commercial purposes without a license from Us or our licensors. Normal access for informational purposes is permitted.

Links to Our Site

You may link to Our Site homepage. Linking to other pages requires express written permission.
Links must be fair and lawful and not damage Our reputation.
You must not suggest an association, endorsement, or approval where none exists.
Logos and trademarks may not be used without express permission.
You may not frame or embed Our Site without express permission.
Links from sites with unlawful, offensive, or otherwise objectionable content are prohibited.

Links to Other Sites

Our Site may contain links to third-party websites. These sites are not under Our control, and we accept no responsibility for their content.
Inclusion of links does not imply endorsement of the linked site or its owners.

Disclaimers

Nothing on Our Site constitutes professional advice; Content is for general informational purposes only.
We make reasonable efforts to ensure Content is accurate, but do not guarantee completeness or up-to-date information.
To the fullest extent permitted by law, we exclude all implied warranties and conditions.

Our Liability

Nothing excludes Our liability for fraud, fraudulent misrepresentation, death, or personal injury resulting from Our negligence.
For business users, we accept no liability for any loss or damage arising from use or inability to use Our Site.
For business users, we are not liable for loss of profit, business opportunity, goodwill, or indirect/consequential loss.
Consumers agree not to use Our Site for business purposes; liability is limited accordingly.
For consumers, if digital content causes damage due to Our negligence, we will repair or compensate, subject to applicable law.

Viruses, Malware, and Security

We use reasonable care to keep Our Site secure but do not guarantee it is virus-free.
You are responsible for protecting your devices and data.
You must not introduce viruses, malware, or harmful material.
Unauthorized access to Our Site or connected systems is prohibited.
You must not attack Our Site (e.g., DoS attacks).
Breaches may constitute a criminal offense; we will report to law enforcement, and your right to use Our Site will cease immediately.

Acceptable Usage of Our Site

You may only use Our Site lawfully:
Comply with all applicable laws and regulations;
Do not use the Site unlawfully or fraudulently;
Do not transmit viruses or malicious code.
Breaches may result in:
Suspension or termination of access;
Written warning;
Legal proceedings for costs;
Further legal action;
Disclosure to authorities;
Other lawful actions as appropriate.
We exclude liability arising from actions taken in response to breaches.

Law and Jurisdiction

These Terms and the relationship between you and Us are governed by the laws of the State of Delaware, without regard to conflict of law principles.
Consumers retain mandatory rights under local laws.
Consumer disputes may be resolved in your local courts or Delaware courts.
Business disputes are subject to the exclusive jurisdiction of courts in New Castle County, Delaware.

TERMS AND CONDITIONS